About these estimates

The calculator uses typical U.S. price ranges from 2026 (in USD) and adjusts them for dog size, your choices and local cost of living. Actual costs vary widely — use it for planning, not as a quote. For the reasoning behind the numbers, read how much does a dog cost.

Included: acquisition fee, setup supplies, first-year vet care (exams, vaccines, microchip, spay/neuter where not included), food, treats, parasite prevention, annual vet visit, toys, grooming, dog walking, boarding, insurance and a training class in the first year.

Not included: emergencies and illness not covered by insurance, dental procedures, pet rent or deposits, licensing, and replacing damaged items. We strongly recommend keeping an emergency fund of at least $1,000–$2,000 or having pet insurance.

Ways to reduce costs

Adopt — fees usually include vaccines, microchip and spay/neuter
Groom at home and brush teeth daily
Keep your dog lean
Compare food by cost per calorie (buying guide)
Use low-cost vaccine clinics